The Knight’s Services team can also perform pre-policy inspections for carriers. This allows insurance companies, more specifically their underwriting team, to fully understand approximate age/condition/pre-existing damage/problem areas on a property before issuing an insurance policy. Understanding this type of specific information helps insurance companies write policies appropriate for the property/exposures, it helps combat insurance fraud, and it helps keep policy premiums down for the rest of us. Providing adequate and appropriate coverage for specific properties is what allows insurance companies to offer affordable options/discount programs/multi policy savings etc… to the general public.